American Express Blue Cash Preferred

Annual fee

$0 introductory annual fee for the first year, then $95.

Rewards

6% cash back/Reward Dollars at U.S. supermarkets on up to $6,000 per year, then 1%; 6% on select U.S. streaming subscriptions; 3% on transit (including taxis, rideshare, parking, tolls, trains, buses, and more); 3% at U.S. gas stations; 1% on other eligible purchases. Cash back is Reward Dollars redeemable as a statement credit or at Amazon.com checkout.

Welcome offer

As high as $300 cash back (as Reward Dollars) after $3,000 in purchases within the first 6 months of Card Membership. Amex shows your exact offer before you accept the Card; offers vary and you may not be eligible for one.

APR / fee notes

0% intro APR on purchases and balance transfers for 12 months from account opening, then a variable APR 19.74%–28.74%.

Perks, as listed by American Express

• Disney Streaming Credit

  up to $10/month ($120/year)

  after using the enrolled Card for a subscription purchase (subject to auto-renewal), including a bundle subscription, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites; enrollment required

Other featured benefits are not fixed statement credits (Amazon.com checkout redemption, Send & Split, ticket access, and Amex Offers).

Verified 2026-10-04

What CardMath examines

The math and rules

• Grocery, streaming, and transit category language in the current guide
• How category caps are written, without treating a cap as a target
• Fee math versus the no-fee Everyday, using only issuer figures