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All cards / American Express
American Express
American Express Blue Cash Preferred
CardMath coverage focuses on category structure, caps, annual-fee break-even math, and how to compare a fee-bearing cash-back card with a no-fee baseline. Current figures stay on the issuer source until verified for publication here.
Verified product data
Current facts in the source-of-truth
Verified 2026-08-26
- Annual fee
- $0 intro first year, then $95
- Rewards
- 6% cash back at U.S. supermarkets on up to $6,000 per year (then 1%); 6% on select U.S. streaming subscriptions; 3% on transit and at U.S. gas stations; 1% on other eligible purchases.
- Key credits
- Up to $120 Disney Streaming Credit ($10 monthly) after enrollment for eligible Disney+, Hulu, or ESPN subscription purchases. Terms apply.
- Welcome offer
- As high as $300 cash back after $3,000 in purchases in the first 6 months.
- APR / fee notes
- $0 introductory annual fee for the first year, then $95; 0% intro APR on purchases and balance transfers for 12 months, then 19.49%–28.49% variable APR. Foreign transactions are 2.7%.
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Read the terms
The issuer remains the source for current fees, rates, offers, credits, APRs, caps, and eligibility language.
Use “Current issuer terms” above.
What CardMath examines
The math and rules, not a verdict
- Grocery, streaming, and transit category language in the current guide
- How category caps are written, without treating a cap as a target
- Fee math versus the no-fee Everyday, using only issuer figures
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