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Capital One
Capital One Savor
CardMath coverage focuses on cash-back category definitions, exclusions, and how category earning compares with a flat-rate baseline under the same spending assumptions. Current figures stay gated by verification.
Verified product data
Current facts in the source-of-truth
Verified 2026-08-26
- Annual fee
- $0
- Rewards
- 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel; 3% at grocery stores, on dining, entertainment, and popular streaming services; 1% on other purchases.
- Key credits
- No recurring statement credit highlighted on the public product page.
- Welcome offer
- $200 cash bonus after $500 in purchases in the first 3 months.
- APR / fee notes
- 0% intro APR on purchases and balance transfers for 12 months, then 18.49%–28.49% variable APR. Balance-transfer fee applies. No foreign transaction fees.
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What CardMath examines
The math and rules, not a verdict
- Dining, grocery, entertainment, and streaming definitions
- Exclusions in the current Capital One guide
- Cash-back framing for this product, not a miles comparison pitch
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