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All cards / Chase
Chase
Chase Freedom Flex
CardMath coverage focuses on rotating-category rules, activation, caps, and how cash-back rewards interact with the broader issuer rewards system. Current category and rate figures stay gated by verification.
Verified product data
Current facts in the source-of-truth
Verified 2026-08-26
- Annual fee
- $0
- Rewards
- 5% on up to $1,500 in combined quarterly bonus-category purchases after activation; 5% Chase Travel; 3% dining and drugstores; 1% other purchases.
- Key credits
- No recurring statement credit highlighted on the public product page.
- Welcome offer
- $200 bonus after $500 in purchases in the first 3 months.
- APR / fee notes
- 0% intro APR for 15 months on purchases and balance transfers; then 18.24%–27.74% variable APR. Balance-transfer fee applies.
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The issuer remains the source for current fees, rates, offers, credits, APRs, caps, and eligibility language.
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What CardMath examines
The math and rules, not a verdict
- Rotating quarterly categories and the activation step
- Cap language when a quarter is posted
- How Flex cash-back converts inside Ultimate Rewards
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