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Chase Freedom Unlimited CardMath coverage focuses on flat/base earning, bonus-category structure, and how a broadly earning card can be compared with category cards under the same annual spending assumptions. Current figures stay gated by verification.
Source-of-truth status Verified current dataCurrent numerical fields are eligible to display because this row is verified and within the 7-day freshness window.
Verified 2026-08-26
Verified product data
Current facts in the source-of-truth Verified 2026-08-26
Annual fee $0
Rewards 5% on Chase Travel; 3% dining and drugstores; unlimited 1.5% on all other purchases.
Key credits No recurring statement credit highlighted on the public product page.
Welcome offer $200 bonus after $500 in purchases in the first 3 months.
APR / fee notes 0% intro APR for 15 months on purchases and balance transfers; then 18.24%–27.74% variable APR. Balance-transfer fee applies. Run your numbers Use the current issuer terms and your own spending assumptions. No unverified product fields are prefilled.
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What CardMath examines
The math and rules, not a verdict Unlimited earning as defined in the terms Where Unlimited sits next to Flex and Sapphire in the lineup Combining cards as a rules explanation, not a setup to copy CardMath may earn compensation from future partner links. Compensation does not change the math or the verification rule.