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Chase Freedom Unlimited

CardMath coverage focuses on flat/base earning, bonus-category structure, and how a broadly earning card can be compared with category cards under the same annual spending assumptions. Current figures stay gated by verification.

Verified product data

Current facts in the source-of-truth

Verified 2026-08-26

Annual fee
$0
Rewards
5% on Chase Travel; 3% dining and drugstores; unlimited 1.5% on all other purchases.
Key credits
No recurring statement credit highlighted on the public product page.
Welcome offer
$200 bonus after $500 in purchases in the first 3 months.
APR / fee notes
0% intro APR for 15 months on purchases and balance transfers; then 18.24%–27.74% variable APR. Balance-transfer fee applies.

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What CardMath examines

The math and rules, not a verdict

  • Unlimited earning as defined in the terms
  • Where Unlimited sits next to Flex and Sapphire in the lineup
  • Combining cards as a rules explanation, not a setup to copy
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