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Chase
Chase Sapphire Preferred
CardMath coverage focuses on travel and dining reward math, transfer-partner rules, listed credits, and side-by-side fee/benefit comparisons with the other Sapphire product. Current figures stay gated by verification.
Verified product data
Current facts in the source-of-truth
Verified 2026-08-26
- Annual fee
- $95
- Rewards
- 5x Chase Travel; 3x dining, gas stations, EV charging, vacation homes at top brands, select streaming, and online grocery; 2x other travel; 1x other purchases.
- Key credits
- Up to $100 Chase Travel hotel credit each account anniversary year; up to $120 Global Entry, TSA PreCheck, or NEXUS credit every four years. Time-limited partner benefits have separate terms.
- Welcome offer
- 75,000 points after $5,000 in purchases in the first 3 months.
- APR / fee notes
- 19.24%–27.49% variable APR. No foreign transaction fees.
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What CardMath examines
The math and rules, not a verdict
- Travel and dining earning on the mid-fee Sapphire card
- Transfer partners as listed in the current guide
- Side-by-side with Reserve using published fees and benefits only
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