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Chase Sapphire Reserve

CardMath coverage focuses on premium-card fee arithmetic, travel credits, access benefits, and a side-by-side comparison with Sapphire Preferred using explicit assumptions. Current figures stay gated by verification.

Verified product data

Current facts in the source-of-truth

Verified 2026-08-26

Annual fee
$795
Rewards
8x Chase Travel including The Edit; 4x flights booked direct; 4x hotels booked direct; 3x dining worldwide; 1x other purchases.
Key credits
Up to $300 annual travel, $500 The Edit, $300 dining, $300 StubHub, $300 DoorDash promos, $120 Lyft, and $120 Peloton annually; a $250 select-hotel credit runs through 12/31/2026. Enrollment, booking, use, and end-date terms apply.
Welcome offer
100,000 points after $6,000 in purchases in the first 3 months.
APR / fee notes
19.49%–27.99% variable APR; $195 for each authorized user.

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What CardMath examines

The math and rules, not a verdict

  • Premium travel credits and access benefits as described
  • How those line items appear in the current guide
  • Fee-versus-credit arithmetic without a personal pick
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