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Citi
Citi Strata Premier
CardMath coverage focuses on ThankYou Points category math, listed credits, transfer-partner rules, and fee-versus-credit arithmetic with user-controlled assumptions. Current figures stay gated by verification.
Verified product data
Current facts in the source-of-truth
Verified 2026-08-26
- Annual fee
- $95
- Rewards
- 10x points on hotels, car rentals, and attractions booked through Citi Travel; 3x on air travel, other hotels, restaurants, supermarkets, and gas or EV charging; 1x on other purchases.
- Key credits
- $100 off one hotel stay of $500 or more, excluding taxes and fees, once per calendar year when booked through Citi Travel or the listed Citi Travel phone channel.
- Welcome offer
- 60,000 ThankYou points after $4,000 in purchases in the first 3 months.
- APR / fee notes
- 19.49%–27.49% variable APR on purchases and balance transfers. No foreign transaction fees.
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What CardMath examines
The math and rules, not a verdict
- ThankYou Points earning categories as listed
- Hotel credit language in the current guide
- Transfer-partner basics, not a redemption plan
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