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All cards / Wells Fargo
Wells Fargo
Wells Fargo Active Cash
CardMath coverage focuses on flat-rate cash-back math and using a simple baseline when comparing more complex category cards. Current figures stay gated by verification.
Verified product data
Current facts in the source-of-truth
Verified 2026-08-26
- Annual fee
- $0
- Rewards
- Unlimited 2% cash rewards on net purchases, with no categories to track or activate.
- Key credits
- Cellular Telephone Protection reimburses eligible damage or theft up to $600 per approved claim, subject to a $25 deductible and no more than two paid claims per 12-month period.
- Welcome offer
- $200 cash rewards bonus after $500 in net purchases in the first 3 months.
- APR / fee notes
- 0% intro APR for 12 months on purchases and qualifying balance transfers, then 18.49%, 24.49%, or 28.49% variable APR. Foreign transactions incur a 3% fee.
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What CardMath examines
The math and rules, not a verdict
- Single published rate on purchases
- Usual exclusions in the terms
- Using a flat-rate card as a baseline when reading category cards
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